MORGAN BARCLAY
medical funding solutions

Morgan Barclay Medical Capital

Morgan Barclay Medical Bancorp is first and foremost dedicated to the individual patient and also the fine physicians we serve. At MBMC we provide private pay funding for patient elective procedures, as well as doctor capital resources for medical practice expansion; equipment leasing; factoring; and much more.

Complete Medical Funding Solutions

MBMC exclusively specializes in medical capital available for Patients and Physicians , Clinics, Hospitals, and Biotechnology.

HEALTHCARE AMERICA?

women's, patients, and physician's medical financing

Morgan Barclay Medical Bancorp is first and foremost dedicated to the individual patient and are advocates for the rights of patients to make informed decisions regarding their healthcare.

President Obama has called healthcare the number one most serious threat facing America today. Estimated at $2.5 Trillion Dollars this year, it will represent upward to almost 20% of the entire gross national of the U.S. To most, fairly normal minds, these figures are incomprehensible and beyond the grasp of most individuals. What is understandable is that, clearly this is unsustainable.

As more healthcare insurance companies deny life sustaining procedures for the aging and most elderly, medical procedures for the neediest patients will be financed and funded by the creation of new medical business models, such as private pay.

What is the immediate/future of healthcare in America?

How will the new Obama law affect us all?

Are there any new ways to treat patients more effectively using proven advanced therapies?

Are there any ways to dramatically reduce the high costs of advanced therapies?

Dying patients and their families need help now! And dying patients have a right to advanced medical procedures and experimental drugs, which are not always completely approved by the FDA. These are their right as people… citizens of the USA, and are fundamental ‘human rights’.

As with all medical procedures, patients are explained the ‘risks vs the benefits’, along with the risk/probability of death or serious injury, and give their ‘informed consent’. Patients/people must have a right to choose. This is free will.

Clearly older patients and the ‘insured’ are fearful of this new historic health bill. The insurance companies, doctors, hospitals, and political opponents, who only want ‘business as usual’, have fueled this fear. Remember one thing. This is a fight over money.

According to Rob Stone MD, the health insurance industry has been profitable for its investors. The five largest health insurance companies sailed through the worst economic downturn since the great Depression to set new industry profit records in 2009. WellPoint, UnitedHealth, Aetna, Humana, and CIGNA enjoyed combined profits of $12.2 billion, up 56 percent from 2008. It was the best year ever for Big Insurance.

Dr. Susanne King | The Berkshire Eagle
This is not a “health care” bill; it is a “health insurance” bill, which will hand out $447 billion in taxpayer money to insurance companies as subsidies to purchase inadequate insurance products. And the bill will require millions of Americans to buy these substandard products. The insurance companies are the big winners in this legislation.

The cost of healthcare in America is $2.5 Trillion dollars this year. Insurance companies are posting record profits, while eliminating the most problematic patients, and denying claims /rejecting most advanced medical procedures such as bone marrow transplants. No matter how much we want this old system to stay the same, it is literally on the forefront of the decline and fall of the American Empire.

The facts are clear: This system is flawed, broken, and will completely bankrupt our great country.

As we watch PBS programs on saving the great wonderful whales, and saving the environment; we have to ask; does anyone understand that this crisis will destroy our way of life. Who is going to save us? Why we are not engaged in this reform? Why is no one coming forward with a real plan to reduce the costs?

According to Samuel Metz , a Portland physician and a member of Physicians for a National Health Program:

Americans still persist in financing health care with unregulated private insurance. Consequently, our public health is the worst among civilized nations while our costs are the highest, bar none, in the world.

Driving this high cost is overhead – plain old ponderous paperwork generated by our private insurance system – to the tune of $350 billion a year. Make no mistake: This money does not pay for health care. It pays for administrators, accountants, billing clerks and benefits managers to transfer our money to health care providers.

It goes toward coercing insurance companies to pay up.

It isn't easy for a health care provider to collect from an insurance company. Hospitals need sprawling billing departments, often larger than their nursing staff, to act as collection agencies. Physicians struggle as well. The average doctor spends $68,000 annually cajoling private insurance companies to pay what is owed. A family practitioner in Chicago might find herself dealing with 17,000 different schedules. Suddenly you realize what all those clerks are doing behind the counter at your physician's office, staring at computer screens and waiting on hold.

Part of the problem is that healthcare and medicine in general is complicated and technical. Clearly we need ethical doctors, and new physician-scientists who can deliver advanced life-changing therapies for a fraction of the current exorbitant fees. Is this truly possible? We know it is and we need to discuss these issues and redesign this medical healthcare system.

How do we begin?

America and the World needs you.. Now.

Get involved in the future of medicine.

Be an advocate for patient’s rights. Find solutions for healthcare reform.

Let’s hear from you: Let’s work together:

advocate@morganbarclay.com

Telephone: 1-888-788-1760/1-800-513-4004

legal@morganbarclay.com

Do I Qualify?

patients and physician medical loan and financing

Frequently Asked Questions

What if I have had credit problems in the past?

Morgan Barclay Medical Bancorp has programs for most all types of credit histories. If you've been declined in the past by other finance companies MBMC may still be able to approve your loan request. We can also try processing your loan with a co-signer if needed.

What will my interest rate be?

Your interest rate will vary based on your credit history, selected loan term, and loan amount. We work with certain banks that offer a twelve month interest free rebate plan. If you are able to pay back your loan within a year, a rebate for the interest you have paid to the bank will be mailed to you in a check. So in other words your interest will amount to 0%. Patients with excellent credit ratings who apply for financing through Morgan Barclay Medical Bancorp qualify for extra-low interest rates. Even patients with past credit problems can qualify for reasonable rates.

What loan terms are available?

Available loan terms may include 12, 24, 36, 48 and 60 months or a revolving credit line depending on your credit background and in some cases we can even arrange financing for as long as 360 months.

Are there down payment requirements?

Down payment requirements are determined based on your credit history and your health care provider's requirements. If you have average or above average credit, you may not be required to put any money down.

How do I get more information?

Morgan Barclay Medical Bancorp customer service department is ready to answer your questions. Please call us at Toll Free at

1-888-788-1760/1-800-513-4004

or email us at info@morganbarclay.com

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